Terms and Conditions

Endurance and Prosper Group

Effective Date: Jan 29, 2026

SMS Messaging Terms & Compliance

Program Description:
This messaging program sends appointment confirmations, service updates, and case-related notifications to customers who have engaged Endurance and Prosper Group for services related to improving and managing their personal financial profile. Messages are sent to individuals who have opted in through our website at , onboarding forms, or scheduling forms with a dedicated checkbox for SMS consent. Messages may include appointment reminders, document requests, status updates, and customer support communications.

Cancellation Instructions:
You can cancel the SMS service at any time by texting "STOP" to the number that sent you messages. Upon sending "STOP," we will confirm your unsubscribe status via SMS. After confirmation, you will no longer receive SMS messages unless you re-enroll by opting in again through our forms.

Support Information:
If you experience issues with the messaging program, reply "HELP" for assistance, or contact Endurance and Prosper Group or call (469) 525-2807 during regular business hours.

Carrier Liability:
Wireless carriers are not liable for delayed or undelivered messages.

Message & Data Rates:
Message and data rates may apply. Message frequency varies depending on your service engagement, case progress, and appointment schedule. Please consult your wireless provider for details regarding your messaging plan.

Supported Carriers:
Our SMS program supports all major U.S. carriers, including AT&T, T-Mobile, Verizon, Sprint, and most regional carriers.

Age Restriction:
You must be at least 18 years of age to participate in this messaging program.

Privacy Policy:
For information on how we collect, use, and protect your data, please review our Privacy Policy at /privacy-policy.

We comply with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines, governing electronic communications.

General Terms

This website (the “Site”) is owned and operated by Endurance and Prosper Group (“COMPANY,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms of Service, our Privacy Policy, and any additional terms that may apply to specific services offered through the Site.

Use of the Site constitutes acceptance of these Terms, whether accessed manually or through automated means.

We reserve the right to modify these Terms of Service at any time. Updated versions will be posted on the Site with the revised effective date. Continued use of the Site after changes are posted constitutes acceptance of those changes.

Scope of Services Disclaimer

Endurance and Prosper Group provides services intended to assist clients in reviewing, disputing, and improving the accuracy of information contained in their personal financial records and consumer reporting files. We do not guarantee specific outcomes, score increases, or timelines, as results depend on individual circumstances and third-party reporting entities.

Intellectual Property Rights

Our Limited License to You

All content, materials, text, graphics, and software available on the Site are the property of Endurance and Prosper Group or its licensors and are protected by applicable intellectual property laws. The Site is provided for personal, non-commercial use only.

You may not reproduce, distribute, modify, or exploit any materials without prior written consent.

Your License to Us

By submitting information, documents, or content through the Site or other digital channels, you represent that you have the legal right to do so. You grant Endurance and Prosper Group a non-exclusive, royalty-free, worldwide license to use, store, process, and transmit such materials solely for the purpose of providing services to you.

Disclaimers

The Site and all services are provided on an “as-is” and “as-available” basis. We make no warranties regarding accuracy, completeness, or suitability for any particular purpose.

You agree to indemnify and hold harmless Endurance and Prosper Group, its officers, employees, and affiliates from any claims, losses, or damages arising from your use of the Site or services, or from your violation of these Terms.

Online Services & Third Parties

Certain services may involve interaction with third-party platforms, data providers, or reporting agencies. Endurance and Prosper Group is not responsible for delays, errors, or actions taken by third parties outside of our direct control.

Registration & Account Responsibility

You may be required to create an account or provide personal information to access certain services. You agree to provide accurate and complete information and to maintain the confidentiality of your login credentials.

If you suspect unauthorized activity related to your account, notify Endurance and Prosper Group immediately.

Termination

We reserve the right to suspend or terminate access to the Site or services if you violate these Terms or engage in unlawful or abusive conduct. Upon termination, all rights granted to you under these Terms will cease.

Governing Law

These Terms of Service shall be governed by the laws of the state in which Endurance and Prosper Group operates, without regard to conflict-of-law principles. Any disputes shall be resolved through binding arbitration in that jurisdiction.

Changes to Terms of Service

We may revise these Terms periodically. The most current version will always be available on our website with the updated effective date.

For questions regarding these Terms, contact:

Endurance and Prosper Group
Phone: (469) 525-2807